:root{
  --navy:#02196b;--navy-d:#010f42;--ink:#0d1b2e;--cyan:#0df7ff;
  --or1:#ff9a1f;--or2:#ff5a00;--gr1:#22c55e;--gr2:#15803d;
  --grey:#f0f2f5;--tx:#1c2540;--mut:#4d5878;--pc:13,247,255
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px;-webkit-text-size-adjust:100%}
body{margin:0;font-family:Lato,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;font-size:1.0625rem;line-height:1.75;color:var(--tx);background:#fff;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
h1,h2,h3,h4{font-family:Montserrat,Arial,sans-serif;font-weight:800;line-height:1.25;color:var(--navy);margin:0 0 .55em}
h1{font-size:clamp(1.85rem,4.5vw,2.75rem);font-weight:900}
h2{font-size:clamp(1.35rem,3vw,1.85rem);font-weight:900;margin-top:1.6em}
h3{font-size:1.12rem;margin-top:1.25em}
p{margin:0 0 1.05em}
a{color:var(--navy)}
a:hover{color:#e65100}
:focus-visible{outline:3px solid #ff7a00;outline-offset:3px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
.ann{position:relative;overflow:hidden;background:linear-gradient(90deg,#010f42 0%,#02196b 50%,#010f42 100%);color:#fff;text-align:center;font:700 .78rem/1.45 Montserrat,sans-serif;padding:10px 14px}
.ann>span{position:relative;z-index:1;display:inline-block;max-width:100%;overflow-wrap:anywhere}
.hd{position:sticky;top:0;z-index:200;background:#fff;isolation:isolate;box-shadow:0 4px 18px rgba(2,25,107,.12)}
.nav{position:relative;max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:8px;padding:10px 12px;flex-wrap:nowrap}
.logo{display:flex;align-items:center;gap:8px;font:900 1rem Montserrat,sans-serif;color:var(--navy);text-decoration:none;white-space:nowrap;min-width:0}
.logo i{font-style:normal;display:grid;place-items:center;width:32px;height:32px;border-radius:9px;background:var(--navy);color:var(--cyan);font-size:1rem}
.menu{position:absolute;left:0;right:0;top:100%;background:#fff;display:none;box-shadow:0 18px 40px rgba(2,25,107,.22);z-index:210;max-height:min(70vh,520px);overflow:auto}
.menu.open{display:block}
.menu ul{list-style:none;margin:0;padding:8px 20px 18px;background:#fff}
.menu a{display:block;padding:12px 4px;color:var(--navy);font:700 .9rem Montserrat,sans-serif;text-decoration:none;border-bottom:1px solid #e6e9f2}
.menu a:hover{color:#e65100}
.hd .btn.sm{margin-left:auto;padding:8px 12px;font-size:.78rem;white-space:nowrap;flex:none}
.burger{display:grid;gap:5px;background:none;border:0;padding:8px;cursor:pointer;flex:none}
.burger span{display:block;width:24px;height:3px;background:var(--navy);border-radius:2px;transition:transform .25s,opacity .25s}
.burger[aria-expanded=true] span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.burger[aria-expanded=true] span:nth-child(2){opacity:0}
.burger[aria-expanded=true] span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
@media(min-width:400px){.logo{font-size:1.1rem}.hd .btn.sm{padding:9px 17px;font-size:.85rem}}
@media(min-width:1100px){
  .logo{font-size:1.2rem}
  .menu{position:static;display:block;flex:1;background:none;box-shadow:none;max-height:none;overflow:visible}
  .menu ul{display:flex;justify-content:center;flex-wrap:wrap;gap:10px 14px;padding:0}
  .menu a{border:0;padding:6px 0;font-size:.78rem}
  .burger{display:none}
  .hd .btn.sm{margin-left:0}
}
@media(max-width:1099px){
  .menu{position:fixed;left:0;right:0;top:auto;background:#fff!important;box-shadow:0 16px 28px rgba(2,25,107,.18)}
  .menu.open{border-top:1px solid #e6e9f2}
}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;font:800 1.02rem Montserrat,sans-serif;text-decoration:none;padding:15px 28px;border-radius:12px;border:2px solid rgba(13,247,255,.75);cursor:pointer;color:#fff;text-align:center;background:linear-gradient(135deg,#02196b 0%,#010f42 100%);box-shadow:0 10px 24px rgba(2,25,107,.35);transition:transform .2s}
.btn:hover{transform:translateY(-2px);color:#fff}
.btn.sm{padding:8px 14px;font-size:.8rem;border-radius:10px}
.crumbs{font-size:.88rem;color:var(--mut);padding:18px 0 0;margin:0}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px 0;align-items:center}
.crumbs li{display:inline-flex;align-items:center;gap:6px}
.crumbs li:not(:last-child)::after{content:"›";margin:0 8px;color:#9aa3bd}
.crumbs a{color:var(--navy);font-weight:700;text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.seo-hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-d) 100%);color:#e8edff;padding:clamp(36px,6vw,64px) 0 48px;margin-bottom:8px}
.seo-hero h1{color:#fff;margin-bottom:.45em}
.seo-hero .lead{color:#dbe4ff;font-size:1.08rem;max-width:760px;margin:0}
.seo-hero .tag{display:inline-block;font:700 .75rem Montserrat,sans-serif;letter-spacing:.05em;background:var(--cyan);color:var(--navy);padding:6px 12px;border-radius:99px;margin-bottom:14px}
.seo-main{padding:28px 0 72px}
.seo-main .prose{max-width:760px}
.seo-main .prose>p:first-of-type{font-size:1.08rem;color:#2a3558}
.seo-main ul,.seo-main ol{margin:0 0 1.2em;padding-left:1.25em}
.seo-main li{margin-bottom:.45em}
.call{background:#e6fdff;border-left:5px solid var(--navy);border-radius:0 14px 14px 0;padding:16px 18px;margin:1.4rem 0;color:#052a6b}
.call strong{color:var(--navy)}
.cta-box{background:linear-gradient(160deg,var(--navy),var(--navy-d));color:#e8edff;border-radius:20px;padding:28px 26px;margin:2rem 0;text-align:center}
.cta-box h2{color:#fff;margin-top:0}
.cta-box p{color:#dbe4ff}
.related{background:var(--grey);border-radius:18px;padding:24px 22px;margin:2rem 0}
.related h2{margin-top:0;font-size:1.2rem}
.related ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.related a{font:700 .95rem Montserrat,sans-serif;text-decoration:none}
.faq-list{display:grid;gap:12px;margin:1.4rem 0 2rem}
.faq-item{background:#fff;border:1px solid #e2e7f2;border-radius:14px;padding:16px 18px;box-shadow:0 4px 14px rgba(13,27,46,.05)}
.faq-item h3{margin:0 0 .4em;font-size:1rem}
.faq-item p{margin:0;color:var(--mut);font-size:.98rem}
.img-frame{margin:1.4rem 0 1.8rem;border-radius:18px;overflow:hidden;box-shadow:0 14px 36px rgba(2,25,107,.18)}
.img-frame img{width:100%}
.grid2{display:grid;gap:18px;grid-template-columns:1fr;margin:1.4rem 0}
@media(min-width:760px){.grid2{grid-template-columns:1fr 1fr}}
.cardx{background:#fff;border:1px solid #e2e7f2;border-radius:16px;padding:20px 18px;box-shadow:0 6px 18px rgba(13,27,46,.06)}
.cardx h3{margin-top:0}
.cardx p:last-child{margin:0}
.meta-row{display:flex;flex-wrap:wrap;gap:10px 18px;font-size:.88rem;color:var(--mut);margin:0 0 1.2em}
.blog-list{display:grid;gap:16px;margin:1.2rem 0}
.blog-card{display:block;background:#fff;border:1px solid #e2e7f2;border-radius:16px;padding:20px 18px;text-decoration:none;color:inherit;box-shadow:0 6px 18px rgba(13,27,46,.06);transition:transform .2s,box-shadow .2s}
.blog-card:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(2,25,107,.14);color:inherit}
.blog-card h2{margin:0 0 .4em;font-size:1.15rem}
.blog-card p{margin:0;color:var(--mut);font-size:.95rem}
.ft{background:var(--ink);color:#c9d3ec;padding:56px 0 0;margin-top:24px}
.f4{display:grid;gap:28px;grid-template-columns:1fr}
@media(min-width:640px){.f4{grid-template-columns:1fr 1fr}}
@media(min-width:1000px){.f4{grid-template-columns:1.5fr 1fr 1fr 1.1fr}}
.ft .logo{color:#fff;margin-bottom:10px}
.ft p{font-size:.93rem;line-height:1.65}
.fh{font:800 1rem Montserrat,sans-serif;color:#fff;margin:0 0 12px}
.ft ul{list-style:none;margin:0;padding:0}
.ft li{margin-bottom:2px}
.ft ul a{display:inline-block;padding:7px 0;text-decoration:none;font-size:.93rem;color:#c9d3ec}
.ft ul a:hover{color:var(--cyan)}
.ft .amb a{color:#ffb020;font-weight:700}
.pills{display:flex;flex-wrap:wrap;gap:8px;margin:12px 0}
.pills span{font:700 .72rem Montserrat,sans-serif;border:1px solid rgba(13,247,255,.5);color:var(--cyan);border-radius:99px;padding:4px 12px}
.fbar{display:flex;flex-direction:column;gap:10px;align-items:center;justify-content:space-between;border-top:1px solid #2a3855;margin-top:36px;padding:18px 0;font-size:.88rem}
@media(min-width:760px){.fbar{flex-direction:row}}
.fbar nav{display:flex;flex-wrap:wrap;gap:4px 6px;justify-content:center}
.fbar a{display:inline-block;padding:8px 10px;color:#ffb020;font-weight:700;text-decoration:none}
.dstrip{background:#08111f;color:#8590ad;font-size:.7rem;line-height:1.6;padding:18px 20px}
.dstrip p{max-width:1200px;margin:0 auto}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn:hover,.blog-card:hover{transform:none}}